Pay-ins

Receive funds, from anywhere.

Accept inbound payments into the same multi-currency account as the rest of your treasury — starting with SEPA Instant, with more rails on the way.

How money moves

A single account, connected to every rail we support.

MTX Finance pay-ins and pay-outs flow
The stack

One inbound stack,
every supported rail.

A focused set of rails — shipped properly, end-to-end. What's live is live; what's coming is clearly marked.

SEPA Instant, live today
Inbound credits posted to your account in seconds, 24/7/365 — including weekends and bank holidays.
Multi-currency ready
Funds settle into the currency of the rail you're using, into the same account as the rest of your treasury.
1st & 3rd-party senders
Accept pay-ins from your own accounts and from external counterparties — both fully supported.
SEPA
Instant scheme
~10s
Target SLA
24/7
365 days
Coverage

What's live,
and what's next.

We'd rather ship one rail properly than list ten we don't fully support.

Supported payment schemes — SEPA Instant (EUR) live; SWIFT and Faster Payments coming soon
  • LiveEUR · SEPA Instant

    Real-time euro credits over the SCT Inst scheme — settled in seconds, 24/7/365 across participating SEPA banks.

  • SoonUSD · SWIFT

    Cross-border USD wires via MT103 / ISO 20022, with correspondent coverage for major US and global banks.

  • SoonGBP · SWIFT

    International GBP wires for non-UK counterparties and high-value transfers outside the Faster Payments scheme.

  • SoonGBP · Faster Payments

    Domestic UK pay-ins on the FPS scheme — near-instant credits from any participating UK bank.

Flow

From payer
to your balance.

Every pay-in follows the same path. Screening and reconciliation run in-flight, not as an afterthought.

  1. Payer
    1st or 3rd-party
  2. SEPA Instant
    SCT Inst
  3. Named vIBAN
    Per customer
  4. Screening
    Sanctions · SoF
  5. Your balance
    Settled · reconciled
Same pipeline for every credit — whether the sender is your own treasury moving funds between entities, or a 3rd-party counterparty paying an invoice.
FAQ

Common questions,
answered.

Get started

Scale internationally, on infrastructure that scales with you.

Multi-currency accounts, FX and settlement — executed by a dedicated team. Live in days, not months.

Open an account